Home Equity Loans

• Competitive rates for larger, one-time needs:
  • Education expenses
  • Major life events
  • Home remodel projects
  • Debt consolidation
  • And more
• The equity in your home is used as collateral backing
• The interest paid may be tax deductible¹
• Home equity line of credit (HELOC) also available
• No prepayment penalty
• Local decision-making and processing 
• Attentive, friendly service from start to finish

Please contact us for current rates.

Unlike a traditional home equity loan, once approved you can access your line of credit as much or as little as you want.

• Competitive rates for a wide range of ongoing expenses:
  • Home improvements
  • Medical expenses
  • Renovation projects
  • And more
• Direct, anytime access to funds without reapplying
• Revolving credit — when you repay, your limit is replenished for future borrowing
• Affordable payment plans
• Accessible with special checks
• Only pay interest on the part that's used
• The interest paid may be tax deductible¹
• Local decision-making and processing
• Attentive, friendly service from start to finish

Please contact us for current rates.

1. Access the loan application (PDF) by clicking the Apply Now button. You can complete the form on your computer by typing in the spaces provided or by printing the application and completing the information clearly with blue or black ink. In both cases, please review your application thoroughly. Finally, sign and date your application.

2. Bring your application into any branch. If you are applying with another person, please make certain that they also sign and date the application. For your security, please do not scan and email your application.